Blog

What Is A Credit Bureau Score And How Do Lenders Use Them?

http://bucket.wistia.com/medias/yrp5wdf4tk?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, a credit bureau score, or “credit score” is a number based upon your credit history that represents the possibility that you will be unable...

How Are Pre-Qualifying And Pre-Approval Different?

http://bucket.wistia.com/medias/mt19begepq?embedType=async&videoFoam=true&videoWidth=640 Watch this video and it’ll make sense. Pre-qualification is an informal way to see how much you maybe able to borrow. You can be 'pre-qualified' over the phone with no...

What Is The Best Way To Compare Loan Terms Between Lenders?

http://bucket.wistia.com/medias/jkk9h3m1f1?embedType=async&videoFoam=true&videoWidth=640 Watch this video and take a few notes! First, devise a checklist for the information from each lending institution. You should include: the company's name and basic...

What Is A Loan Estimate And How Does It Help Me?

http://bucket.wistia.com/medias/a3v29vge1b?embedType=async&videoFoam=true&videoWidth=640 A loan estimate lists your loan terms projected payments, costs at closing measures for comparison, including Annual Percentage Rate and Total Interest Percentage and...

How Is A Home Marketed?

http://bucket.wistia.com/medias/gstme9w1uj?embedType=async&videoFoam=true&videoWidth=640 As you’ll see in the video, every home and market is a unique situation. Good marketing plans are specific to both. But every plan will include: Preparation Pricing and...

What Is PMI?

http://bucket.wistia.com/medias/lxkr5lms5j?embedType=async&videoFoam=true&videoWidth=640 This video tells you about it all. PMI stands for Private Mortgage Insurance or Insurer. These are privately-owned companies that provide mortgage insurance. They offer...

What Do I Get At Closing?

http://bucket.wistia.com/medias/rsikkuwb6b?embedType=async&videoFoam=true&videoWidth=640 For most real estate loans, you will receive a Closing Disclosure 3 business days before loan consummation – which frequently happens at the closing meeting. At the...

How Do I Make A Home Ready To Sell?

http://bucket.wistia.com/medias/3q6zlzjrsu?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, start several months before the property is made available. Look through the eyes of a buyer What needs to be cleaned? Repainted? Repaired?...

How Do I Set The Price On My House?

http://bucket.wistia.com/medias/nwsng6gj2w?embedType=async&videoFoam=true&videoWidth=640 While this video simplifies things to help you remember: your aim is to get the best price AND terms in your market during the period you’re selling. Market conditions...

What Are 203(B) And 203(K) Loans?

http://bucket.wistia.com/medias/wz3k4a5gij?embedType=async&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but 203(b) is the most commonly used FHA program. It offers a low down payment, flexible qualifying guidelines limited lender's...